Wealth Inspired | How can we help | Wealth Inspired
Life is always changing. Let us help make sure you’re ready to overcome the challenges and to seize the opportunities, every step of the way.
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How can we help

Life is always changing. Let us help make sure you’re ready to overcome the challenges and to seize the opportunities, every step of the way.

 

The truth is, life isn’t a smooth ride 100 percent of the time for any of us. There are ups and downs and many events that are outside of our control. At Wealth Inspired, we help our clients influence the outcomes of life’s changes through personalised financial advice and long-term guidance. Our goal is to ensure you have the insights that will empower you to make the most of every turn of life. Here are all the ways we can help you.

SAVING MONEY

Reaching your goals, whether you want to be able to afford your dream vacation or a dream home, starts with saving. We’ll work with you to create a savings strategy that will help you achieve your goals sooner.

PERSONAL INSURANCE

Life has risks. With the right insurance in place, you can protect you, your loved ones, and your business from life’s uncertainties. Let us help you ensure you have the insurance protection you need.

PLANNING FOR RETIREMENT

Transitioning to retirement is one of life’s biggest changes. Let us help you get the most out of your retirement years with a retirement strategy tailored around your unique needs and goals.

START INVESTING

By taking a smart approach to investing, you can make your investments work for you, helping you reach your goals throughout life. At Wealth Inspired, we can help you invest intelligently and secure a brighter future.

INCREASE MY WEALTH

With a strategic approach, you can make your resources grow, no matter where you are right now financially. Let Wealth Inspired help you grow your wealth with our effective steps to building wealth.

MAKING THE MOST OF YOUR SUPER

Are you ready for a self-managed superannuation fund (SMSF)? We’ll discuss what the advantages and risks of an SMSF would be for you and help you decide if you’re ready for the responsibility.

MANAGING YOUR DEBT

Debt is something we all have to deal with, but for some of us, it can become overwhelming. Let Wealth Inspired help you manage your debt so you can take control of your financial future.

INVESTING IN PROPERTY

One of the most sustainable ways to build wealth is to invest in property. It’s also one of the most complicated investments you can make. Let us help you navigate property investment like a pro.

Reaching your goals, whether you want to be able to afford your dream vacation or a dream home, starts with saving. We’ll work with you to create a savings strategy that will help you achieve your goals sooner.

A lot of people struggle with saving because they feel like they don’t have enough extra money to save, or that saving up a large sum is too overwhelming. That’s where we come in–we'll uncover opportunities for saving and show you how to use effective strategies that will help you save faster. Our clients are often surprised at how much they can actually save with the right plan in place.

We can help you:

We can also help you save for a home deposit. We’ll walk you through the process of identifying your property budget, setting a savings target, and creating a plan to reach that target within your time frame.

Life has risks. With the right insurance in place, you can protect you, your loved ones, and your business from life’s uncertainties. Let us help you ensure you have the insurance protection you need.

Most Australians today are underinsured. Not having enough when you need it, leaves you, your family, and your assets exposed to unexpected events.

Having the right insurance isn’t about spending a lot of money on a cover. The goal is to identify the specific insurance you require to manage risk and to provide you with peace of mind.

At Wealth Inspired, we can sit down with you to identify any gaps in your cover and what amount of insurance will suit your needs, including the most critical type of protection–insurance that protects your life and livelihood.

We can discuss your needs for:

We’re also here to help you as your insurance needs change. From starting a family to taking on a mortgage, we’ll make sure you’re always protected.

Transitioning to retirement is one of life’s biggest changes. Let us help you get the most out of your retirement years with a retirement strategy tailored around your unique needs and goals.

When you are about five to ten years from retirement, you can finally start looking forward to all the things you’ve planned on doing once you stop working. This is also the optimal time to set up a financial plan for your retirement years. With a plan in place, you’ll be able to make your retirement goals a reality.

At Wealth Inspired, it’s our mission to empower our clients with a personalised plan so they can enjoy the lifestyle they want to during the golden years.

We can help you with:

During this transition period, we can also help you reduce your hours at work by supplementing your reduced salary with income from your super.

By taking a smart approach to investing, you can make your investments work for you, helping you reach your goals throughout life. At Wealth Inspired, we can help you invest intelligently and secure a brighter future.

It’s never too early, or too late to start investing. We’ll help you make smart, informed investments based on research and an understanding of how your investments can support your financial goals.

Here are the steps we take to ensure you’re investing wisely.

Work out your financial goals

Investing can serve as a powerful financial tool to help you reach your financial objectives. This includes short, medium, and long-term goals. When we have clarified your financial goals, we can develop an investment plan that meets your needs.

Decide how much risk is right for you

Risk is part of investing. Depending on your investment timeframe and your financial goals, you will have a certain level of risk you are willing to take on. We can talk to you about what investments match your appetite for risk, as well as how you may want to change those investments as your risk tolerance changes over time.

Check for licensing

When it comes to choosing where to invest your money, it’s important to check that investments are regulated. The ASIC's Organisation and Business register allows you to check when a company or investment scheme is registered. We always make sure you're making sound investments

Research your investments

Before choosing an investment, what should you look for? We’ll walk you through what you need to know about each investment, including historical performance, benefits and risks, associated fees, and the tax implications.

Use diversification to spread your risk

One of the golden rules of smart investing is diversification–when you spread your investments amongst a variety of asset classes, such as shares, property, and cash equivalents, and then take that even further by diversifying within those asset classes, you reduce risk and can address exposure to market fluctuations or other economic events.

A considered approach can set you up for successful investing. From investing in shares to looking into fixed-income investments, we can help you stay on track with worthwhile investments that help you meet your financial goals.

With a strategic approach, you can make your resources grow, no matter where you are right now financially. Let Wealth Inspired help you grow your wealth with our effective steps to building wealth.

We understand that wealth opens doors, giving you the freedom to take advantage of the opportunities that life brings. At Wealth Inspired, we walk our clients through five steps that will set you on the path to increasing your wealth:

1. Clarify where you are now

Step one to successful wealth building is to understand where you are right now. When you understand your starting point and what your assets and liabilities are, you can create a tailored plan to help you grow financially. You can then track your progress so you can see how far you’ve gone on the path toward a wealthier future each year.

2. Reduce your credit card debt

The next step is to create a plan that will help you clear your credit card debt. When you aren't paying off your balance in full each month, you’re paying interest, making it harder to reduce your debt and taking away part of your income that could be used for other purposes.

3. Focus on your super

Do you know if your super is performing well? Will you have enough to provide sufficient income during retirement? We’ll help you take control of your super now to ensure you have more money for your retirement.

4. Learn how to be financially strategic

Armed with financial knowledge, experience, and insight, you’ll be able to make smarter financial decisions and will have access to more opportunities. Making getting financial advice a part of your wealth-building strategy can save you from costly mistakes and empower you to do more with what you have.

5. Plan your investments

By understanding the risks and benefits of each investment, you can devise a plan to ensure your investment decisions match your goals, timeframes, and risk tolerance. We'll help you make smart investments that serve your current and future objectives.

At Wealth Inspired, we know that everyone’s path to increasing wealth is unique–which is why we take an individualised approach to wealth building. We can help you throughout your wealth-building journey, whether you’re just getting started or you want to improve your strategy and your future.

Are you ready for a self-managed superannuation fund (SMSF)? We’ll discuss what the advantages and risks of an SMSF would be for you and help you decide if you’re ready for the responsibility.

With a Self-Managed Super Fund, you’ll have more control over the money in your super. This means greater access to different investment options including property, the flexibility to implement effective tax strategies, and the potential to set yourself up for a more fruitful retirement.

But, it’s also a hefty responsibility. You’ll need to have the time and knowledge to ensure you're able to get the most out of your super. And there are drawbacks. For example, with an SMSF, you may not have access to government compensation schemes.

Let us help you decide what’s right for you. With our specialist knowledge, we can advise you on setting up an SMSF and discuss how managing your super can positively impact you now and in the future.

We can help you with:

Talk to Wealth Inspired today about your super.

Debt is something we all have to deal with, but for some of us, it can become overwhelming. Let Wealth Inspired help you manage your debt so you can take control of your financial future.

The reality is, debt is a fact of life. Even the most financially responsible people will still have some debt from a mortgage or personal debt. For many Australians, debt, especially credit card debt, can easily get out of control. But, once you decide to tackle your debt, you can create a plan that will suit your situation–and clear your debts once and for all.

We can help you manage your debt. We’ll walk you through every step you need to take to help you finally free yourself from high-interest payments and the burden of debt.

Add up your debts

Before you can shrink your debt, you’ll need to know what you’re working with. Step one to debt management is to simply tally up your debt so that you have a clear picture of how much you owe in total and what you owe for each account.

Create a workable budget

One of the reasons people grow accustomed to carrying a lot of debt is they assume they couldn't do anything to significantly shrink it without making drastic lifestyle changes. The truth is, there are countless ways you can divert more of your income toward paying down debt. We can help you find areas in your budget where you can spend less and free up more money for debt reduction.

Create a debt strategy

Strategies like paying down your high-interest debt first, taking out a debt consolidation loan, or refinancing to a lower rate can help you save on interest, getting you out of debt faster. Simple steps, such as setting up automatic payments, can make staying on top of your repayments simple. We’ll look at all the opportunities available to you to come up with a strategy that will help you get out of debt faster.

Learning how to manage debt is an empowering part of wealth-building and living with financial freedom. Stop letting debt hold you back financially. Let us help you learn how to take control of your finances so you can move beyond debt and focus on building wealth.

One of the most sustainable ways to build wealth is to invest in property. It’s also one of the most complicated investments you can make. Let us help you navigate property investment like a pro.

Property investment has the potential to offer fantastic returns, making it a worthwhile long-term investment for many Australians. Whether you want to create another income stream to fund your retirement or you are interested in growing a property portfolio, Wealth Inspired can empower you with the knowledge and guidance you need when considering a property.

We will walk you through every facet of property investment and work with your Property Investment specialist to help you maximise your investment.

Researching the current market

Before you decide on a property, evaluating the market is critical. Once we know what your goals are, whether you want to purchase a house or unit to rent or you're more interested in capital gains, we can help you evaluate your chosen properties to find an affordable investment.

Choosing the right property for your goals

What investment property you buy will dictate the type of return you’ll be able to achieve. From expected maintenance costs to the aesthetic, geographic, and practical appeal of the unit or house, we’ll help you make informed decisions.

Evaluating the costs of property investment

Unlike investing in shares, owning a property comes with a complex set of costs. We’ll breakdown all of these costs for you, including mortgage costs, property management fees, body corporate fees, maintenance expenses, and insurance. When you have a crystal clear view of the costs of your investment, it’s much easier to understand what type of property you can afford and what type of return you can expect.

Maximising your investment over time

With property investment, you’ll benefit from staying on top of changes. From opportunities in the market to changing interest rates, we’ll make sure that you receive information from us and our professional partners to stay informed. Also, if you are considering a second property investment or renovating, we can discuss the smartest financial strategies for you.

Property investment is an exciting venture. It’s also a great way to strengthen your portfolio with an asset that’s likely to increase in value and to generate consistent income over the years. We’re always here to offer guidance with all your property investment needs.